Legal analysis: unreliable. Helping people brush the water, also known as brushing the bill, means that the actor pretends to be a customer and uses fake shopping to improve the ranking and sales of online stores in order to obtain sales and praise to attract customers. Generally speaking, the buyer provides the purchase cost, helps the seller of the designated online shop to buy goods, improves the sales volume and credit, and fills in false praise.

Legal basis: Article 8 of People's Republic of China (PRC) Anti-Unfair Competition Law. Operators shall not make false or misleading commercial propaganda on the performance, function, quality, sales status, user evaluation and honor of their products to deceive and mislead consumers. Operators shall not help other operators to carry out false or misleading commercial propaganda by organizing false transactions.

This situation is likely to be fraud or regular loan activities, and it is recommended not to participate.

Legal basis: Article 672 of the Civil Law of People's Republic of China (PRC), the lender may inspect and supervise the use of the loan as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed.