Is every month the last repayment period of a credit card? Generally, the repayment date is 25 days after the bill date, which is also the last repayment date of each month. Don't be overdue. If the money is not enough, you can pay the minimum repayment amount, but don't overdue it. Overdue for three times, as a bad record. As long as you have a bad credit record, it will affect your future loan from the bank, which is very troublesome.