The Zhuhai Housing Provident Fund Management Center is the agency responsible for the management of the Housing Provident Fund in Zhuhai. It is mainly responsible for the collection, management, use and supervision of the Housing Provident Fund.

1. Responsibilities of Zhuhai Housing Provident Fund Management Center

1. Collection of housing provident funds: Zhuhai Housing Provident Fund Management Center is responsible for supervising the payment and deposit of housing provident funds within the city to ensure All types of units and individuals shall pay housing provident funds in full and in a timely manner in accordance with prescribed proportions and standards.

2. Management of housing provident funds: The center standardizes the management of collected housing provident funds to ensure the safety, value-added and sustainable use of funds. At the same time, the public's trust in the housing provident fund system will be enhanced by regularly announcing the payment and use of housing provident funds.

3. Provide housing provident fund services: The center provides citizens with one-stop services such as deposits, withdrawals, and loans of housing provident funds to facilitate citizens to handle related businesses. At the same time, the center also actively promotes the housing provident fund system and improves citizens' awareness of housing security.

2. The use and supervision of Zhuhai Housing Provident Fund

1. The use of housing provident fund: after meeting certain conditions, citizens can apply to Zhuhai Housing Provident Fund Management Center to withdraw housing provident fund , used for the purchase, construction, renovation, overhaul of self-occupied housing and other purposes that comply with regulations. In addition, citizens can also apply for housing provident fund loans and enjoy low-interest housing loan discounts.

2. Supervision of housing provident funds: The Zhuhai Municipal Housing Provident Fund Management Center is responsible for supervising housing provident funds within the city, ensuring that all units and individuals pay and deposit housing provident funds in accordance with regulations, and preventing housing provident funds from being misappropriated and abused. . At the same time, the center also regularly inspects and audits the use of housing provident funds to ensure the compliance and effectiveness of the use of funds.

In summary:

As the agency responsible for the city’s housing provident fund management, the Zhuhai Housing Provident Fund Management Center is responsible for the collection, management, use and supervision of housing provident funds. By providing housing provident fund services to the general public, we help them realize their housing dreams, and at the same time strengthen the supervision of housing provident funds to ensure the safety and compliance of funds. When citizens enjoy the convenience and benefits brought by the housing provident fund system, they should also abide by relevant regulations and maintain the healthy development of the housing provident fund system.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 2 stipulates:

This Regulation applies to the people of the People's Republic of China** *The deposit, withdrawal, use, management and supervision of housing provident funds within the country.

Article 13 stipulates:

The housing provident fund management center shall establish a special housing provident fund account in the entrusted bank. The unit shall register the payment and deposit of housing provident fund with the housing provident fund management center, and handle the procedures for setting up housing provident fund accounts for its employees. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employees' housing provident funds to record the deposits, withdrawals, etc. of individual employees' housing provident funds.

Article 24 stipulates:

If an employee has any of the following circumstances, he or she may withdraw the balance in the employee housing provident fund account: (1) Purchase, construction, renovation, or overhaul Those who live in their own homes; (2) Retired or retired; (3) Those who have completely lost the ability to work and terminated the labor relationship with their units; (4) Those who left the country to settle; (5) Those who repay the principal and interest of the home purchase loan; (6) The rent exceeds A prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time. If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.