What should be paid attention to in mortgage loan of land management right?
First of all, mortgage loans should be legal.
In mortgage loan, it should be noted that mortgage can only be established if the contract is signed by means of bidding, auction and public consultation with the consent of the employer, and the certificate of land contractual management right or forest right certificate is handled according to law. The land contractual management right obtained through household contract is not clearly mortgaged.
Second, the mortgage conditions must be met.
The property right relationship of land contractual management right should be clear and consistent. Legal and voluntary paid? The principle of land transfer, the contract for the transfer of rural land contractual management rights and related procedures are in line with national laws, regulations and policies; Land management has not changed the use of agriculture (or fisheries and forestry).
Third, the value identification should be reasonable
The value of the right to contracted management of land shall be confirmed according to the assessment report (opinion) issued by a qualified value assessment agency provided by the mortgagor, or according to the benchmark price of the right to contracted management of rural land in various areas within the jurisdiction of the same period announced by the local government department.
Fourth, mortgage registration should be compliant.
The mortgage of land contractual management right shall be registered with the registration department designated by the county government (generally the Rural Administration Bureau) in time.
What are the conditions of land mortgage loan?
1. The mortgage of land use right shall be based on the initial land registration, and the land use certificate shall be obtained at the same time;
2. The land use right obtained by means of allocation, lease or shareholding needs to be mortgaged together with the buildings on the land, usually a real estate company, which needs the consent of the land management department at or above the county level; The land use right obtained from the transfer can be mortgaged (for farmers), but the land transfer fee must be paid;
3. The mortgage of land use right should first involve land price evaluation;
Only after evaluation can the mortgagor and mortgagee sign a mortgage contract.
4. Apply to the land management department for the mortgage permit.
The mortgage of land management right should pay attention to specific procedures and conditions, and mortgage loans can only be made after the conditions are met. What's going on here? What should be paid attention to in mortgage loan of land management right? What are the conditions of land mortgage loan? You can learn more about it when you apply for a mortgage loan.