2. If the payment time for the house purchase is not clear. You can negotiate with the developer and write a supplementary agreement.
3. The auction house for loan purchase is generally handled by the loan bank selected by the developer.
The process of buying an auction house
1. See if the developer's "five certificates" are complete: "five certificates" include real estate development certificate, state-owned land use certificate, project development permit, construction project planning permit and commercial housing sales (pre-sale) permit.
2. Sign a contract: When signing a contract, you must pay attention to the quality of the house. When signing a contract, the purchaser should carefully read the contents of the "Quality Guarantee of Commercial Housing" and "Instructions for Residential Use", and take the quality guarantee as an annex to the contract.
3. Sign a house purchase contract: Before signing a contract for the sale of commercial housing, carefully investigate and understand the basic situation of the developer. Including the reputation, economic strength, credit status of developers and their development achievements in the real estate market over the years, and require developers to produce business licenses, qualification certificates, "five certificates" and other documents related to development, construction and sales.
4. Pre-sale registration: The contract will have legal effect only after the buyer and seller complete the pre-sale registration. The Buyer and the Seller shall go to the market office of the Housing and Land Administration within 30 days after signing the Contract. At the same time pay stamp duty. During this period, if the buyer transfers the purchased property, the buyer and the transferee shall endorse the contract. Within/0/5 days from the date of endorsement, both parties shall go to the market place with relevant documents to handle the transfer registration and sign the transfer registration application form, and the market place shall notify the seller within/0/0 days from the date of transfer registration.
5. Delivery: After receiving the new house, it is necessary to check whether the infrastructure of the house is complete, whether the water, electricity and gas are unblocked, whether the conditions promised by the developer when purchasing the house are fulfilled, whether the residential property is effective, whether the supervision is in place, and the parking space problem that buyers attach great importance to now. It should be handled properly.
Problems that should be paid attention to in purchasing forward house
1. Check the relevant certificates carefully: check whether the developer's qualification for development and operation is legal, and it is required to check whether the developer's "five certificates" are complete. "Five certificates" refer to the D-type land use certificate of state-owned land, the planning permit for construction land, the planning permit for construction projects, the construction permit for construction projects (the construction commencement permit) and the sales (pre-sale) permit for commercial housing.
2. Pay attention to the funds paid: advance payment is called advance payment, but its nature is completely different from deposit. Advance payment is a part of the total house payment, and deposit is a guarantee form to ensure the smooth progress of the house purchase contract. If the buyer pays in advance when buying a house, the deposit penalty cannot be applied.
3. Pay attention to the contents of the contract: delaying the delivery of the house is one of the most prominent problems in the commercial housing transaction. Developers often use force majeure as an excuse to avoid taking responsibility for breach of contract. In order to avoid this loss, the buyer must pay attention to the relevant clauses related to force majeure when signing the contract.