1, borrower's ID card; The borrower's account book; Marriage certificate or unmarried certificate of the borrower; The borrower's bank is flowing.
2. The borrower's work certificate;
3. Other materials specified by the bank.
Second, the loan processing flow:
1, apply. After the borrower prepares the loan information required by the bank, he applies to the bank. After receiving the information submitted by the borrower, the bank will conduct a preliminary examination of the borrower's information.
2. investigation. This is mainly to verify the borrower's information and see if the information is true. At the same time, the borrower's personal credit record will be checked to see if it meets the bank's loan requirements. After evaluating all aspects of the borrower, the bank will enter the examination and approval stage, mainly to decide whether to grant loans to the borrower.
3. Loan issuance. After the bank determines that the borrower meets the bank's loan requirements, it issues the loan, and finally the borrower can repay the loan according to the loan contract.
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