How to adapt the entrusted payment management to the new loan regulations
Entrusted payment by the lender means that the lender pays the loan funds to the borrower's transaction object that meets the purpose agreed in this contract according to the borrower's withdrawal application and payment entrustment. The borrower's independent payment means that after the lender pays the loan funds to the borrower's account according to the borrower's withdrawal application, the borrower independently pays the borrower's transaction object that meets the purpose agreed in the contract. In order to implement the regulatory requirements and strengthen the management of loan fund payment, the head office of Agricultural Development Bank issued the Management Measures for Loan Fund Payment (Agricultural Development Bank [2009] No.266, referred to as the "Payment Measures"). After the promulgation of the "Payment Method", the author found some unsuitable problems in the implementation of entrusted payment of loan funds. Therefore, how to implement the new loan regulations, strengthen the management of loan funds payment, and build a management model of entrusted payment of agricultural development bank that meets the regulatory requirements is an important topic to be studied. 1. Entrusted payment of loan funds does not meet the requirements of the new regulations. In principle, the "Payment Method" requires that the approval of loan fund payment be completed by the bank, and the AB angle system is implemented. This generates a reward.