If the micro-loan repayment is good and the comprehensive conditions are good, it can be re-loaned. Of course, if the demand is large, you can apply for a small loan for a second loan. Micro-loan with a secondary loan amount of 200,000-200,000 can be applied during or after repayment.
Micro-loan version 8. 15.0 The second loan procedure is relatively simple, only need to provide the ID card and micro-loan screenshot, without complicated procedures. The second loan of micro-loan is applied offline, and it needs to be handled by someone to avoid loan failure.
1, "Micro-loan": It is the first online personal micro-credit revolving consumer loan product launched by Tencent Weizhong Bank, a domestic internet bank, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May, and on WeChat version 8. 15.0 in September. "Micro-loan" adopts the user invitation system. At present, users are invited to see the entrance of "micro-loan" in both "QQ Wallet" of mobile QQ and "WeChat Wallet" of WeChat, and the maximum loan amount can be 300,000 yuan.
2. Lending steps: The user only needs to bind the bank card and click "Borrow money" with one click. The system will judge the personal credit situation within a few seconds and give a certain amount. Users can complete the loan online without any collateral and fill in the information according to the corresponding prompts;
3. Credit algorithm: mainly relying on social data accumulated by Tencent for many years and personal credit data of the central bank. In addition to personal credit information, social data also accounts for a very important part in our scoring system.
Whether it's' micro-loan' on WeChat or mobile phone Q, users' data in the whole Tencent system products will be fully referenced when granting credit, with emphasis on social data of these two platforms. However, in different channels, the criteria for judging the quota will be focused. For example, the' micro-loan' on hand Q will refer more to the activity of hand Q when setting the credit line for users; The' micro-loan' on WeChat will refer more to the activity of WeChat.