Certificate of deposit that can mortgage immediate family members. Only the deposit certificate of immediate family members belongs to which bank, so they can only go to which bank to pledge.

The longest loan term of pledged loans shall not exceed one year or the maturity date of certificates of deposit. The starting point of the pledged loan amount is generally 5,000 yuan, and each loan does not exceed 90% of the pledged value of the certificate of deposit, and the maximum amount can reach 95% of the pledged value.