Now a house ranges from hundreds of thousands to millions. For wealthy families, it is very easy to make a one-time payment or repay bank loans every month. But for us ordinary people, we can't pay in one lump sum, so we usually use provident fund loans and commercial loans. In the case of a small down payment, everyone is most concerned about the loan amount. The current purchase guide has compiled the maximum loan amount of provident fund in all districts of Dalian for your reference.

The maximum loan amount of provident fund is divided into the following areas according to the purchase area:

1, Zhongshan District, Xigang District, Shahekou District, Ganjingzi District and High-tech Industrial Park, with a maximum loan amount of 450,000 yuan for single employees and 700,000 yuan for dual employees;

2. The maximum loan amount of Jinzhou New District, Bonded Zone and Lushunkou District is 330,000 yuan for single employees and 580,000 yuan for double employees;

3. Puwan New District, Changxing Island Economic Development Zone, Huayuankou Economic Zone, pulandian city, wafangdian city, zhuanghe city and Changhai County have a maximum loan amount of 280,000 yuan for single employees and 470,000 yuan for dual employees.

Calculation formula of provident fund loan amount

Calculation formula = (the borrower's monthly housing provident fund deposit base * repayment ability coefficient+the borrower's monthly housing provident fund deposit total)&; Times; 12。 Times; Term of loan.

The above is the calculation formula of the provident fund loan amount and the maximum loan amount of the provident fund in each district of Dalian. Knowing the relevant knowledge, we can make corresponding plans according to the personal provident fund loan amount and the maximum loan amount in each district, and make preparations for down payment or using the husband and wife provident fund to increase the loan amount within a certain range.

(The above answers were published on 20 15- 12-07. Please refer to the actual situation for the current purchase policy. )

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