Credit loan refers to the loan that users can obtain only by credit without providing collateral or third-party guarantee, with the borrower's credit degree as the repayment guarantee. Bank credit loan is a kind of loan issued by the bank on the basis of the applicant's credit. The loan applicant does not need to submit collateral or collateral.
Bank loan references do not need to provide collateral. At the same time, reference is only given to the bank borrower's work unit, income, capital structure, credit rating and other factors. If only the witness is not responsible for repayment, there is no joint risk.
Credit loan refers to the loan that users can obtain only by credit without providing collateral or third-party guarantee, with the borrower's credit degree as the repayment guarantee. Bank credit loan is a kind of loan issued by the bank on the basis of the applicant's credit. The loan applicant does not need to submit collateral or collateral.