The mortgage interest rate of Guigang Bank of Communications is as follows: short-term loans: the loan interest rates within six months (including six months) and six months to one year (including one year) are all 4.35%. Medium-and long-term loans: the loan interest rates for one to three years (including three years) and three to five years (including five years) are all 4.75%; The loan interest rate for more than five years is 4.9%.

Mortgage refers to a kind of loan in which the relevant users use real estate assets as collateral to obtain a loan to pay the principal and interest in installments according to the contract, and then the buyers need to repay the bank on time. Simply put, mortgage is the behavior that the mortgagor transfers the pre-purchased property rights to the mortgage beneficiary (bank) as the repayment guarantee, and the mortgage beneficiary transfers the property rights to the mortgagor after repayment.