Which bank is easier to apply for a credit card online?

1. It is quite easy to apply for a credit card online with Bank of China. You can log in to the bank's official website and personal online banking to apply for a credit card. Because the Bank of China's online application page is simple and clear, you can clearly see all the credit card types and click to apply according to your needs. Under normal circumstances, online application is about 5 to 7 days faster than over-the-counter application.

2. When applying for a credit card online from China Guangfa Bank, it only takes about 10 to 15 minutes to complete. Moreover, Guangfa Bank’s card issuance speed is fast, convenient and confidential. If all your conditions are correct and your personal credit is good, you can receive your credit card within 2 working days. Yes, you read that right! China Guangfa Bank is so fast. However, it should be noted that because the bank will want you to verify your information, you must always check your mobile phone communications!

3. According to card friends, online application for China Merchants Bank credit cards is particularly easy. And the online application process is relatively simple. If your friend has a China Merchants Bank credit card, you can ask your friend to recommend applying for the card, so that the credit card application process will be much faster.

4. It is particularly easy to apply for an ICBC credit card online. Just like China Merchants Bank, as long as your friend has an ICBC credit card or debit card, you can quickly apply for a credit card online.

Which credit card is best to apply for?

Which bank credit card is best to apply for and has the highest limit:

1. China Merchants Bank:

Speaking of low threshold and high limit, China Merchants Bank is the most unmissable. As long as there is no bad credit, even college students who have just graduated from school and have not been working for a long time can be approved for a credit card worth more than 10,000 yuan. However, you need to choose a card in advance. Here we introduce the China Merchants Bank young card.

In addition, China Merchants Bank’s risk control is relatively loose. As long as there are no malicious overdrafts, cash outs and other illegal card use behaviors, you can increase the credit limit after swiping the card for 3 to 6 months. If you make contributions in installments in the meantime, you can increase the credit limit. The speed is faster.

2. Industrial Bank:

Among the many joint-stock commercial banks, Industrial Bank has the lowest threshold and the highest credit limit. Especially when applying for cards on Alipay and WeChat, with the help of big data, Combined with the comprehensive evaluation of the banking system, the card can be approved on the same day, and the limit is usually starting from 10,000. If you want to apply for an Industrial Bank credit card, you can look at Industrial Taobao Card and so on.

In addition, Industrial Bank’s risk control is also relatively loose, especially it is easier to increase the limit. For gold-level credit cards, you can spend more with the card, and occasionally use the card in installments. The limit can be increased to 50,000 in one year after using the card. Not a problem.

3. Guangfa Bank:

Guangfa Bank credit card is also well-known in the industry for its low threshold and high credit limit. Many white households can apply for a credit card online and get a credit card with a limit of at least 10,000.

However, Guangfa Bank’s risk control has also been tightened recently. After getting a credit card, it is better not to use the card illegally, otherwise the card may be blocked and the credit limit reduced.

4. ICBC credit card is more suitable for people who have business dealings with ICBC and have assets in ICBC. It is easy to apply for a card and has a high limit. The average card limit is about 40,000.

5. Agricultural Bank of China Credit Card. If you have good credit and stable financial resources, you can apply for an Agricultural Bank of China credit card. Of course, your repayment ability and consumption needs will have a great impact on your card limit. The average card limit 35,000.

6. Everbright Bank Credit Card has a low threshold for applying for a card, but the limit is not low. The average card limit is about 30,000, and it is relatively easy to increase the limit.

The following are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Minsheng Bank, China Everbright Bank, and China CITIC Bank. If you need it, you can apply by yourself!

Which credit card is easier to apply for and easier to pass?

Each bank has different credit card application standards and conditions. Credit cards from small and medium-sized banks are generally easy to apply for, but the credit limit is different. There is no application. It is easier for users who have already applied for a credit card but have not applied for a loan to apply for a credit card. They mainly include: Ping An Bank, Minsheng Bank (female households can apply for women's credit cards, and male households can apply for Minsheng IN cards), Bank of Communications (Walmart general card), China Guangfa Bank ( Guangfa DIY Credit Card), China CITIC Bank (Taobao Naughty Edition Co-branded Card), China Everbright Bank, Shanghai Pudong Development Bank (Platinum Card), etc.

1. China Merchants Bank Young Card is a credit card launched by China Merchants Bank for young people under the age of 30. As long as the age meets the requirements, even interns who have just entered the society can apply successfully and apply for it. With a card limit of RMB 10,000 to RMB 50,000, you can enjoy 100% of the cash withdrawal limit. If the applicant can provide a diploma of undergraduate or above, it can usually be approved quickly;

2. CITIC Bank Standard Credit Card. CITIC Bank Standard Credit Card is a UnionPay standard credit card launched by CITIC Bank. Generally As long as the applicant is over 18 years old, has a stable job and income, and has no bad personal credit record, he or she can apply. According to feedback from cardholders, the withdrawal rate for card changes is very high;

3. Pudong Development Bank Beautiful Woman Card is a credit card launched by Shanghai Pudong Development Bank for women with shopping discounts. This card is only for women to apply for. It offers 1% cash back on global purchases. For women who like shopping, The Beautiful Woman Card is a good choice and can save a lot of shopping costs.

Generally, credit cards issued by the four major state-owned banks are subject to strict review and are relatively difficult to pass, while credit cards from other commercial banks are easier to pass. In addition, credit cards from rural commercial banks and local banks are also Easy to pass.

Article 196 of the "Criminal Law of the People's Republic of China"

Credit card crimes include one of the following circumstances: if the amount is relatively large and credit card activities are carried out, a fine of five or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, the sentence shall be not less than five years but not more than 10 years, and also a fine of not less than 50,000 yuan but not more than 500,000 yuan; for special amounts Whoever commits a serious crime or has other particularly serious circumstances shall be fined not less than 10 years or more, but also a fine of not less than 50,000 yuan but not more than 500,000 yuan, or his property confiscated:

Which credit card application is easy to apply for

Nowadays, credit card consumption has accounted for a large part of our consumption life. Many young people have the habit of spending in advance. Having a credit card is not only convenient and fast, but also allows you to enjoy preferential discounts. Therefore, more and more people are applying for credit cards. However, credit cards are essentially credit products launched by banks, so there are application thresholds. So which credit cards are always easy to get approved?

In order to meet people's needs, major banks have launched credit cards, and new feature cards are launched every year. The application conditions for these credit cards seem to be similar, but the application thresholds are slightly different. According to the card Friends have reported that these credit cards are easier to get approved for.

1. CMB Young Card

CMB Young Card is a credit card launched by China Merchants Bank for young people under 30 years old. As long as the age meets the requirements, even if we have just entered society Interns can also successfully apply, and if the credit limit is between RMB 10,000 and RMB 50,000, they can enjoy 100% of the cash withdrawal limit.

If the applicant can provide a diploma of undergraduate or above, it will usually be approved quickly.

2. CITIC Bank Standard Credit Card

CITIC Bank Standard Credit Card is a UnionPay standard credit card launched by CITIC Bank. Generally speaking, as long as the applicant is over 18 years old and has a stable job and income , and you can apply if you have no bad personal credit record. According to feedback from cardholders, the withdrawal rate for changing the card is very high.

3. Pudong Development Bank Beautiful Woman Card

Beautiful Woman Card is a credit card launched by Shanghai Pudong Development Bank with shopping discounts for women. This card is only available to women. It is 1 in the world. % cash back on every purchase. For women who like to shop, the Beautiful Woman Card is a good choice and can save a lot of shopping costs.

4. Industrial Bank Mango Card

Industrial Bank Mango Card is a travel credit card product. Generally speaking, as long as you meet the basic conditions for credit card application, inform the bank when applying for a credit card. If the staff is willing to travel overseas, the Mango Card can basically be approved.

The application thresholds for the above credit cards are relatively low. Whether the specific credit card application can be passed mainly depends on the applicant's personal qualifications. As long as the personal qualifications are good enough, no matter what credit card you apply for, the pass rate will be the same. It is relatively high. On the contrary, if the individual does not have the qualifications to apply for a credit card, it will be easily rejected.

Which bank credit card is easiest to pass

1. Bank of Communications: The threshold for Bank of Communications to approve a card is very low. You only need to provide your ID card and your work certificate (i.e. work permit , a badge, or an income certificate stamped with the official seal of the unit is also acceptable, or even the original business card and a copy of the pass of the public institution are acceptable).

2. China Merchants Bank Credit Card: China Merchants Bank is the number one credit card brand in China. There are many cardholders who hold its credit cards. This is also because its approval threshold is not high. However, its credit limit is High or low, of course, this mainly depends on the applicant's property and income.

3. China Everbright Bank: China Everbright Bank credit card is also easy to apply for. Its credit card approval threshold is very low. Some cardholders reported that they were approved without submitting proof of employment and property when applying.

The advantages of credit cards are: 1. When you swipe your card for consumption, you don’t need to give change (especially in supermarkets).

2. Spend in advance and don’t have to worry about not having enough money to buy things (both advantages and disadvantages).

3. You can download bills to facilitate accounting and statistics.

4. Points can be redeemed.

5. You can borrow cash in advance for emergencies.

Compare four types of cards: China Construction Bank, ICBC, China Merchants Bank and Bank of China. (Not sure about Bank of Communications, Agricultural Bank of China, Commercial Bank, etc.)

CCB: It has the widest range of teller machines and business outlets, with a lower authorized limit. It charges a handling fee of 1% for each cash advance, with a minimum of 2 yuan. Automatic deposit machines are relatively backward.

Which credit cards are the easiest to apply for?

Which bank’s credit card application is the easiest to apply for?

What are the easiest credit cards to apply for from major banks? Regarding applying for a credit card, I believe many friends are finding it increasingly difficult to apply for a credit card. However, in order to seize the market, different banks will launch several flagship cards with low application thresholds, many activities, and high strength. These are also the "easiest to apply" credit cards for each bank. If you have the same qualifications, you only need to start with them. The success rate of your application will also be higher!

1. China Merchants Bank

China Merchants YOUNG Card

Card Highlights: The cash withdrawal ratio is as high as 100%, and the first cash withdrawal every month is free of charge, and once it is successfully processed , the cash withdrawal ratio of other CMB credit cards under the cardholder’s name has also been increased to 100%! It must be the first choice for friends who often withdraw cash! At the same time, new customers will get a men’s Gillette grooming set for free by swiping their card! Girls give it to their boyfriends as gifts to their colleagues, and boys give it to themselves, both are good choices!

Suitable for the crowd: fashionistas, moonlighters

2. Guangfa Bank

Guangfa True Love Credit Card

Card Highlights: Guangfa True Love Credit Card It is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed!

Suitable for the crowd: fashionable white-collar workers, young hot moms, shopaholics

3. China CITIC Bank

That’s it for the introduction of which credit card is easy to pass.