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Why do I still have a motor vehicle registration certificate when I borrow money to buy a car?
1. Why do I still have a motor vehicle registration certificate when I borrow money to buy a car?

Most people who borrow money to buy a car don't have a motor vehicle registration certificate, which is also commonly known as the Green Paper, but there is one exception, that is, people with stable jobs often don't need to mortgage motor vehicle registration certificates, such as civil servants and teachers, because these people have relatively stable jobs and can afford loans.

2. Where can I get a green copy of the loan vehicle?

First of all, answer directly.

In fact, the vehicle registration certificate of the loan car (commonly known as "green book") will be mortgaged directly at the car loan handling bank (auto consumption finance company), and you can call the customer service staff directly.

Second, the specific analysis

You can rest assured that as long as you pay off the loan on time, you can go to the handling bank (auto consumption finance company) to handle the loan settlement procedures, issue the loan settlement certificate and get back the mortgage vehicle registration certificate.

Then take personal ID card, loan settlement certificate, vehicle registration certificate, vehicle driving license, driver's license and other materials to the local vehicle management office to cancel the vehicle mortgage registration. At this time, the car is truly owned.

It should be noted that after the car loan is paid off, some banks (auto consumer finance companies) will directly mail the vehicle registration certificate and loan settlement certificate to the, instead of taking the initiative to go to the outlets to collect them.

Usually it will be received within a week or two. If you can't get the vehicle registration certificate, you can take the initiative to contact the bank (auto consumption finance company) for consultation and ask for the vehicle registration certificate.

In Winnie Hsin, get a big data report, find out your overdue records, and classify your online loans into formal and informal, credit-seeking and non-credit-seeking. If you want to pay back the money but don't have enough funds, then negotiate with the online lending platform, give priority to formal credit reporting, and minimize the impact on yourself.

Third, is there a green paper on loan to buy a car?

There is a green paper on loan to buy a car.

The green car is a motor vehicle registration certificate. The user can obtain the motor vehicle registration certificate by borrowing money or purchasing in full. Motor vehicle registration certificate is the legal proof of vehicle ownership.

When a user borrows money to buy a car, the motor vehicle registration certificate needs to be mortgaged, and the words mortgage will appear on the registration certificate.

As for paying off the car loan, users also need to go through the mortgage cancellation procedures in time.

You don't need to carry a green car book with you. When you transfer the vehicle, you need to show your motor vehicle registration certificate.