Face-to-face signing refers to the process that the borrower waits for the loan bank to pay the required loan fee with legal and valid documents, and then carries out face-to-face signing. Also refers to the interview. One of the key points of the interview is to dispel the other party's doubts about your immigration tendency.

When you apply for a loan, the bank will ask you (sometimes your spouse or even the owner is present) to explain your rights and obligations in the loan in front of the bank lawyer or credit manager, and sign the bank loan agreement, commonly known as "face-to-face signing".

Extended information base interview materials

Necessary materials: ID card, household registration book, income certificate, copy of business license with official seal, bank account, degree certificate (institutions, state-owned enterprises and top 500 enterprises may not provide a copy of business license with official seal, but provide a work permit. And the proof of income is enough, and there is no need to provide running water. )

Customer is married: both husband and wife are required to be present at the same time, and the necessary materials and marriage certificate of both husband and wife are provided.

Single customer: only one person is needed to be present and provide the necessary information.

Client divorce: only one person is needed. And provide the necessary materials, divorce certificate and divorce agreement (divorce agreement should be transferred to the civil affairs bureau).

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