How can I close my account if I have money to spend?
Qianhua is a credit product of Baidu Finance, a former subsidiary of Xiaoman Finance. It is a big brand, reliable and low interest rate. Qianhuahua has been welcomed and liked by everyone since it was launched.
Some users don't want to use the money after repaying the loan, and want to know how to cancel the account of the money. If you confirm that you are ready to cancel your account, you can reply "Cancel" in the Spending APP- My Customer Service without debt, click the Cancel button in blue font, and then cancel your account according to the page prompts.
How to spend money and not provide loans to users for the time being
1. The information provided by the user is incorrect, and the user did not modify it in time. If they have money, they will not provide loan services for these users for the time being.
2. The user's recent personal credit record is overdue. For example, users use credit cards or borrow overdue on online lending platforms. If they have money to spend, they may not provide lending services for users with poor personal credit information.
There are two main conditions for borrowing money. One is18-non-college students over the age of 55, and the other is to prepare ID cards and debit cards when applying. If these two conditions are not met, it is impossible to apply for a loan with money.
It is getting easier and easier for everyone to borrow money on the online lending platform, and users need to repay according to the regulations in the platform after borrowing. If users do not need to apply for loans on the platform, they can follow the above cancellation process.