① Maximum borrowing age: male: 60 years old; Female: 55 years old
Chengyang Special: Male: 65 years old; Female: 60 years old
Maximum repayment period: male: 65 years old; Female: 60 years old;
② Room age: within 30 years;
③ The longest loan period of the provident fund: the house age+repayment period cannot exceed 30 years, and the longest loan period is 30 years.
Of the above three conditions, the lowest one after calculation is the final loan term.
explain
The borrower is a 45-year-old female. Nanfu was completed in 2005, meeting the loan term. According to the longest repayment period, the longest loan period is 15. Calculated by the age of the house plus the loan period of less than or equal to 30 years, the borrower can borrow 19 years, and within the longest loan period of 30 years, whichever is the lowest, the borrower can borrow 15 years.