If the platform requires borrowers to upload consumption vouchers, it is actually asking customers to provide vouchers for borrowing purposes, so that the platform can check whether the loans borrowed by customers are used for specified purposes. For example, consumer loans are generally used for daily consumption, so customers can upload their daily consumption vouchers after applying, such as invoices issued by merchants when purchasing household appliances. There are also bills of lading, contracts, transfer vouchers, etc. , as long as it can prove the consumption purpose of the loan used. Of course, some institutions may not require customers to provide proof of consumption. If you don't receive the notification to upload the coupons, you don't need to upload them. However, everyone usually pays attention to keeping the relevant credentials in case there is nothing to provide when uploading the coupons.

A coupon is a receipt or invoice after your own consumption. If you can't issue a valid invoice for online consumption, you can use the consumption flow as a proof of consumption. "

Huimin loan is a credit consumption loan provided by Bank of Communications to individual customers with stable income. At present, you can only apply through mobile banking, and the system will automatically approve the application. After applying for cash withdrawal, the money will enter the special account of Huimin Loan in real time, which can be used for cash withdrawal, credit card consumption and code scanning payment in mobile banking. At present, Huimin Loan supports transfer to a non-credit card account with the same name (it is still being promoted, not supported in all regions), cash withdrawal (cash smart pass outside counters and self-service machines), POS credit card consumption, early/due/overdue repayment, mobile banking code scanning payment and some life recharge, ETC withholding (when signing a contract with ETC), but it does not support online payment and cannot be used for purchasing real estate, repaying loans, investing in stocks and other rights.

Bank of Communications Huimin Loan cannot be used, mainly because the funds of Bank of Communications Huimin Loan can only be used for cash withdrawal or direct credit card consumption. If the user uses it for transfer or online payment, then Huimin Loan cannot be used. After the user's Huimin loan is received, as long as it is used in accordance with the regulations, there will basically be no problem of being unusable. At the same time, we should pay attention to keeping the consumption voucher after use.