Four, the scope of financial discount business guarantee loans

Except for high-profit industries such as advertising, sauna, massage, internet cafes and oxygen bars, which are not encouraged by national industrial policies, low-profit projects.

Verb (abbreviation of verb) Policies and requirements for discount interest on commercial guaranteed loans.

The term of personal business guarantee loan shall not exceed 3 years at the longest. Business start-up guarantee loans issued on or before June 5438+February 3 1 2020 will be subsidized according to the original policy. Starting from 2002 11,the specific loan interest will be determined by the handling bank through consultation with the borrower according to the borrower's operating status and credit status, and 3% of the newly issued personal business guarantee loan interest will be subsidized by the financial department for two years (the loan term is1and the second year). The remaining loan interest (LPR-65448) can be extended 1 year after the approval of this exchange. For borrowers with positive repayment, strong employment promotion ability and good entrepreneurial projects, they can continue to give interest discounts on entrepreneurial guarantee loans, but the cumulative number of times is not more than 3 times.