The requirements are as follows:
1. The house used for secondary mortgage must be an existing house; 2. The mortgage registration of the property has been completed, and the handling bank is from housing mortgages; 3. The real estate license is managed by the customer himself; 4. The two mortgage balance of the property is lower than 70% of the current house price; 5. The borrower has full capacity for civil conduct, stable income and good credit; 6. The property should be high-quality housing and commercial housing with great market development potential. Although two mortgage has effectively increased the loan amount, it should be noted that there should be some loanable space for housing in two mortgage. In other words, if the first loan amount only reaches 30% of the appraised value of the mortgaged house, choosing the second mortgage will undoubtedly greatly increase the loan amount.
Generally speaking, bank loans are not so easy to apply for, and the failure of application will also affect the credit record. In order to get lower financing cost and handle large bank loans conveniently and quickly, we usually go to professional institutions, such as Su Fang. With their professional industry knowledge, they can help customers solve intractable diseases in the financing process and choose the most suitable financing scheme from thousands of banks. Housing loan financing consultation hotline: 0769-3388836