1. When applying for a loan, the applicant should continuously deposit the housing provident fund for more than half a year (inclusive) and his housing provident fund account is in a normal deposit state; Retirees who have paid housing provident fund before retirement;

2. The loan applicant must be qualified to buy a house in Beijing; Apply for housing provident fund and personal housing loan to pay the house price of the purchased house;

3. There is no outstanding housing provident fund personal housing loan (including policy discount loan) under the name of the loan applicant's husband and wife;

4 existing loan records (including commercial housing loans, housing provident fund personal housing loans) and housing situation in this city, and there is no housing loan record and no housing in this city.

At the same time, for loan applicants whose divorce date is after 2065438+March 24, 2007 (inclusive), if they apply for housing provident fund personal housing loans within one year of divorce, the second home loan policy will be implemented.

Extended data:

The materials required for handling provident fund loans are as follows:

1, ID card, for married people, must be provided by both husband and wife; If there are co-owners, they shall be provided by each co-owner.

2. Account book page and change page.

3. Marriage certificate. Married people provide marriage certificates, divorced people provide divorce certificates, and married people do not.

4. For the bank card or passbook to be used for repayment, it is recommended to use the joint housing provident fund card.

5. Copy of the house purchase contract (original).

6. Purchase down payment invoice

References:

Beijing Housing Provident Fund Network-Guide to Buying New Housing and Applying for Housing Provident Fund and Personal Housing Loan