If it is a full transaction, the buyer gets a new title certificate, and both parties can unfreeze the seller's account in the bank and get the final payment. Loan If the buyer borrows money to buy a house, the seller can get the balance after the house is transferred. However, the time to receive the final payment depends on the buyer's loan form. Different loan forms receive the final payment at different times.
Pay off the house payment when handing over the house, and be careful not to collect the house through the intermediary when selling the house. Pay off most of the house payment on the day of transfer.
After the house is transferred, the bank and the new owner need to register the mortgage. After the mortgage registration, the bank will receive other warrants and then arrange to issue loans.
Real estate transfer process
1. If the transfer of the real estate license has not gone through a real estate agent, the contract terms and breach clauses must be clearly written, and the party with the name on the seller's real estate license must be present when signing the contract (if married, both husband and wife need to be present to sign, even if there is only one name on the real estate license).
After the application materials are ready, you must go to the real estate bureau to fill out some forms and a stock contract. The amount on the stock contract must be the same as that on the contract.
3. After all the application materials for real estate transfer are submitted to the real estate bureau, the real estate bureau will give a receipt and pay taxes according to the date indicated on the receipt, which generally takes about fifteen working days.
4. You can get the real estate license after paying the property transfer tax.