If the flowers are not repaid on time after use, the overdue fee = overdue principal *? 0.05%* days overdue, of which overdue principal *? 0.05% is rounded to the nearest minute.
Only one handling fee (service fee) will be charged to users or businesses, and not to both parties at the same time. When installment payment is selected, if the merchant is willing to bear the cost, it will be charged according to the rate set by the merchant; The part not borne by the seller shall be borne by the buyer.
Repayment of principal by installments in Bai Hua = total amount of principal to be repaid by installments ÷ number of installments; Fee for installment repayment = total amount of principal to be repaid in each installment × total installment interest rate ÷ number of installments; The amount is accurate to the minute and month, and the balance is included in the down payment, and the handling fee is not refundable.
Extended data
Bai Hua's repayment method:
Users of flower buds can prepay the amount of ant flower buds at the time of consumption, and make repayment on the 9th of the next month after receiving the goods. The longest interest-free period can reach 4 1 day. The 9th of each month is the repayment date of Bai Hua, and users need to pay off the generated Bai Hua bill on the repayment date.
On July 30, 20 19, Alipay began to make an appointment to adjust the billing date and corresponding repayment date in Bai Hua: users who have signed contracts for more than one year can enter the repayment date setting in Bai Hua after system evaluation, and choose to repay on June 5438+05 or 20, and the billing date will be adjusted accordingly to June 5 or 10.
Alipay service hall-explanation of installment fee for buyers' flower buds
Alipay service hall-will there be a charge for not paying back on time after using the flower buds?
Alipay Service Hall-How to calculate the installment principal and handling fee in Bai Hua?