the e-loan of rural commercial credit requires the platform to rate individuals, verify the loan amount and issue loan vouchers. Users who meet the bank loan conditions will issue loans after approval, and borrowers will repay on time. Loan process:

1. Credit rating. Mainly based on the lender's basic situation, assets and liabilities, production and operation, reputation and other indicators for evaluation. Generally, it is divided into three grades: excellent, good and general.

2. Check the credit line. According to the credit rating results, the demand for funds and the application for credit limit, the rural credit cooperatives shall verify the credit loan limit of the corresponding grade.

3. Issue loan certificates.

4. loan application. When applying for a loan, you can apply for a loan within the credit line with a loan certificate, a valid ID card or a household registration book.

5. Loan issuance. After receiving the loan application, the rural credit cooperatives shall sign the contract after examination by the credit counter personnel or the doorman personnel, fill in the loan receipt, and then draw the loan according to the regulations.

6. Repay on schedule. The borrower shall repay the loan principal and interest in accordance with the loan contract.