Some informal online loan companies harass the debtor's relatives and friends by calling the dunning company, putting pressure on the debtor, so as to achieve the purpose of collection. This is the most commonly used collection method for some informal online lending companies, but obviously, this collection behavior has seriously affected the normal life of debts and unrelated people. Therefore, in order to prevent relatives and friends from being harassed, borrowers should choose your loan company and apply for loans through formal channels. Your loan company will remind customers who are seriously overdue, but it will never use the collection method of explosive address book like the above-mentioned informal network companies. But the borrower has fulfilled the repayment business in accordance with the loan agreement. If there is a delay in repayment, it should negotiate with you and me to apply for a new repayment plan.