First, apply to the unit to withdraw the provident fund, fill in the application form as required, and the unit will confirm and seal it. Then, bring relevant materials and apply to the housing provident fund management center in the extraction area. Relevant personnel review the data, print the receipt to the applicant for confirmation, and finally give it to the staff, and the extracted provident fund will be transferred to the savings card account.

1, consult in advance

If you want to use the provident fund to buy a house in a different place, then consulting in advance is an essential step. The policy of off-site provident fund loan has not been introduced for a long time, so it may not be possible to apply for off-site provident fund loan. Please consult clearly in advance.

Step 2 understand the policy

Before handling, you need to know the relevant policies of provident fund loans in different places, otherwise you may encounter many obstacles in the process of handling because of lack of necessary knowledge, and may fall into a trap.

3. Pay attention to the safety of funds

Generally speaking, when applying for provident fund loans in different places, the location is different from the place where you want to buy a house, which may lead to untimely information communication. At this time, you should pay special attention to the safety of funds, because you may not know immediately whether the other party is a real seller when you give the other party a loan.

How to withdraw housing provident fund from different places

1. The general loan city provident fund center accepts the consultation of employees' loan business in different places and informs them of the materials needed for loan review at one time;

2. The employees themselves or their clients apply to the municipal provident fund deposit center, and the municipal provident fund deposit center verifies the loans paid by employees according to their applications, and issues the Certificate of Housing Provident Fund Deposit and Use for employees who have never used the housing provident fund or whose first housing provident fund loan has been settled;

3. After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposited to the city provident fund center to identify employees' loans in different places, and establish a detailed account of employees' loans in different places;

4. During the repayment period of employee loans paid in different places, if the personal account of housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account;

5. When loans overdue is in different places, the money paid to the city provident fund center shall be used by the loan city provident fund center to carry out loan collection and other work. According to the loan contract, the balance of the loan employee provident fund account can be deducted for repayment.

How to buy a house with a provident fund loan in different places?

If you can buy a house with a provident fund loan in a different place, the loan process for purchasing a house with a provident fund in a different place is as follows:

1. If an employee or his/her client uses a provident fund loan to purchase a house, he/she shall apply to the municipal provident fund deposit center and verify the employee's deposit of the loan according to the employee's application;

2 after verification, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center.

Legal basis: Article 25 of the Regulations on the Administration of Housing Provident Fund.

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

Article 26

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by Sun Qiao Housing Provident Fund Management Center.

Provident fund loans to buy a house, but what should I do if I resign?

1. If the party concerned still works in the place where the provident fund is located after leaving the company, the original unit provident fund account will be merged with the new unit account;

2. However, if the party concerned goes to work in a foreign country after leaving the company, and the foreign work unit has established a housing provident fund account, all the funds in the local provident fund account can be transferred to the foreign housing provident fund account.

This concludes the introduction of how to withdraw provident fund loans from different places and housing provident fund loans from different places. I wonder if you have found the information you need?