1. The loan handled by China Bank shows that the loan has been released, but it can't be found on the APP. Maybe you don't have a bank card.
2. You can log in to Bank of China, Mobile Banking, Online Banking and Weizhong Bank to check the loan approval progress under my name. You can also contact the loan handling bank directly to understand the progress of loan approval.
If you haven't applied for a loan, there won't be a prompt for approval. There may be something wrong with your mobile phone bank, please find the bank to deal with it quickly.
4. For further information, please call the 24-hour customer service hotlines of relevant banks at 95566 (mainland dialing method) and +86 1095566 (overseas, Hong Kong, Macao and Taiwan regions) for detailed consultation.
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1. The loan policy has changed.
The bank's principles and policies are first set by the head office, and the specific branches will adjust according to the preferences of the leaders. Because people are changing, policies will always change. If the bank adjusts the credit policy just during the period when you apply for a loan, such as raising the threshold for loan application, in this case, even if you have passed the loan approval, the bank will re-approve your loan application, and you are likely to be refused a loan because of insufficient conditions.
2. The loan amount is tight
At present, the ability of banks to absorb deposits has been greatly reduced. Many loans, especially mortgages, have been in short supply since the second half of last year, and some banks even stopped lending.
The full name of China Bank is BankofChinaLimited (BOC), which was established on February 5, 2002. 1965438. Its head office is located atNo. 1, Fuxingmennei Street, Beijing, and it is one of the top five state-owned commercial banks. Its business scope covers commercial banks, investment banks, insurance and aviation leasing. It owns holding financial institutions such as Bank of China, Bank of China International, Bank of China Insurance, etc., and provides financial services to individuals and corporate customers around the world.