No, no matter what loan platform or APP, the address book will not explode if it is overdue for one day, but it will explode if it is overdue for a long time. If the borrower is overdue for one day, there will be a dunning call or text message, and the lender can pay off the debt quickly. If you don't answer the dunning call within the time limit or even disappear, your family and friends will receive the dunning call sooner or later.

As little as one month, as much as six months. It is suggested to borrow less, which will easily affect the credit investigation. Then go to the audit and fail, or the quota is used up, you can't borrow any more, you can only change the lending institution.

Is the loan platform a small loan? Generally, it will not exceed 5000 yuan. The actual receipt is only about half of the bill, and the loan period is particularly short, generally not more than 5 days. If it is overdue, the liquidated damages will be extremely high, and your address book will be exploded. If you repay on the platform, you must repay according to the platform amount, otherwise you won't go in, and the collection accounts are all private accounts, which often change. If so, you may have met a black loan platform on the Internet, and their routines are very deep.