Without violating the relevant provisions of the state, the guarantee service fee charged by the loan guarantee company can be determined by signing a contract between the company and the borrower under mutually recognized conditions. As far as a normal guarantee company is concerned, the loan guarantee fee that must be charged may vary from a few ten thousandths to more than ten points according to the total loan amount. The charging standard here still depends on the borrower's own conditions. In short, the greater the loan risk, the higher the guarantee fee. Maintaining good credit and providing sufficient collateral will help reduce the loan guarantee fee.

Legal basis:

"Interim Measures for the Administration of Financing Guarantee Companies" Article 26 The guarantee fee charged by a financing guarantee company may be determined by the financing guarantee company and the guaranteed party through independent consultation according to the risk degree of the guaranteed project, but it shall not violate the relevant provisions of the state.