1, equal principal repayment: the repayment amount is the largest in the first month of equal principal repayment, and the minimum repayment amount in the following months shows a downward trend. Generally speaking, the early repayment pressure is high, and the minimum repayment amount in the middle and late period is getting lower and lower;

2. Matching principal and interest repayment: from matching principal and interest repayment to repayment, the loan amount that must be repaid every month is the same, which is suitable for borrowers with stable income.

The above is how to repay the mortgage.

Matters needing attention in mortgage loan

1. Repay the loan principal and interest on time;

2. Do not provide false documents or materials;

3. Without the permission of the lending bank, the assets or interests of the pledge right or pledgee shall not be relocated, sold, transferred, donated or repeatedly pledged;

4. Do not change the main purpose of the loan without permission or misappropriate the loan;

5. Cooperate with loan banks to supervise and manage the use of loans;

6. Do not sign contracts or agreements with other legal representatives or economic development institutions that are not conducive to the interests of lending banks;

7. When the guarantor violates the guarantee contract or lacks the ability to bear legal responsibilities, and the pledged property cannot repay the principal and interest of the loan due to accidental damage, and the significant reduction of the pledged property affects the lender's completion of the security right, the borrower shall implement a new guarantee or pledge (pledged loan) according to the standards of the lending bank.

This article is mainly about how to repay the mortgage, and the content is for reference only.