95588。
Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Second, according to the relevant laws of our country (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards), credit cards refer to electronic payment cards issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, The Standard of English Translation and Writing in Public Service Field was formally implemented.
3. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Four. app; application
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
Five, the application method is generally by filling in the credit card application form, the contents of the application form generally include the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.
Six, the application form is attached with a credit card contract, and the applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit a statement of the authenticity of the information and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
ICBC Credit Card Center 400 Tel
ICBC credit card customer service telephone number is as follows:
1. Ordinary special line: 95588;
2.VIP special line: 4006695588;
3. Platinum Card Special Line: 4000095588;
4. Group special line: 4008795588;
5. Overseas telephone number: 86-10-95588;
6. Authorization hotline: 4008895588 (merchant authorization).
24 hours service, looking forward to your call.
(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )
ICBC Credit Card Customer Service Phone
ICBC credit card 24-hour VIP service line is 400-669-5588; The 24-hour national hotline is 95588.
Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. The basic task of China Industrial and Commercial Bank is to raise social funds through domestic and foreign financing activities, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
As the largest commercial bank in China, China Industrial and Commercial Bank has stepped into the track of coordinated development of quality, efficiency and scale after 29 years of reform and development. The headquarters building of China Industrial and Commercial Bank was designed by SOM Design Company of the United States. High 13 floor, with a construction area of nearly130,000 square meters. It is divided into rectangular area and arc area, and the middle is connected into a whole in the form of overpass.
20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Industrial and Commercial Bank ranked 10. On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th. 20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1.
20 18 ranked 26th in the Fortune Global 500. 20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd. 2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.
ICBC is the largest credit card issuer in China and one of the most complete credit card issuers. New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the service system construction of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.
While the number and transaction volume of chip cards are increasing, the application fields of ICBC chip cards are also expanding day by day, which has brought many conveniences to residents' daily life. The industrial cooperation scope of ICBC's chip card has covered many special fields such as traffic management, train tickets, expressways, commercial joint names, social security, medical insurance and so on. Through industry cooperation, ICBC's various chip cards have achieved "one card for multiple purposes". Cardholders can not only use it in consumer payment, but also enjoy value-added services in life services such as aviation, railway, public transportation, highway transportation and social security.
ICBC Credit Card Customer Service Telephone Manual Service
ICBC credit card customer service telephone number is as follows:
1. Ordinary special line: 95588;
2.VIP special line: 4006695588;
3. Platinum Card Special Line: 4000095588;
4. Group special line: 4008795588;
5. Overseas telephone number: 86-10-95588;
6. Authorization hotline: 4008895588 (merchant authorization).
24 hours service, looking forward to your call.
(Answer time: April 22, 2022. In case of business changes, please refer to the actual situation. )
This is the end of the telephone introduction of credit card department of Yantai ICBC and customer service telephone of Yantai Industrial and Commercial Bank of Shandong Province. I wonder if you found the information you need from it?