Legal analysis: The borrower has the following restrictions when obtaining loans: (1) It is not allowed to obtain loans from two or more branches at the same level within the same jurisdiction of one lender. (2) It is not allowed to provide the lender with false balance sheets, profit and loss statements, etc. Or hide important facts.

Legal basis: general rules of loans

Article 20 Restrictions on the Borrower:

1. No loan may be obtained from two or more branches at the same level within the same jurisdiction of a lender.

Two, shall not provide false or conceal important facts to the lender's balance sheet, income statement, etc.

Three, shall not use loans to engage in equity investment, unless otherwise stipulated by the state.

Four, the loan shall not be used for speculation in securities and futures.

Five, in addition to the borrower who has obtained the qualification to operate real estate according to law, shall not use loans to operate real estate business; Borrowers who have obtained real estate business qualifications according to law shall not use loans to engage in real estate speculation.

Six, not to borrow with loans to seek illegal income.

Seven, shall not use foreign currency loans in violation of the provisions of the state administration of foreign exchange.

Eight, shall not take fraudulent means to defraud loans.