No, usually, you need to provide proof of income and other property to apply for a credit card, otherwise, the review will usually fail.
Process for processing credit cards:
1. Handle at the bank counter;
2. Submit the information needed to handle the credit card to the bank;
3. Fill in the credit card application form;
After approval, the bank will send a credit card.
Processing credit card materials:
1, personal ID card;
2. Proof of unit income;
3. Personal property certificate;
4. Information required by other banks.
Second, should China Merchants Bank mortgage the Green Paper?
It is to be mortgaged to China Merchants Bank.
When you apply for a car loan, you actually apply for a loan with the car you bought as collateral. So your green paper will indicate that you mortgaged your car to a bank or an auto financing company. As a lender, of course, you will keep the green copy during the repayment period as a kind of contract evidence. When you perform the contract, you will return the green copy to the owner for decompression, so that the car will be yours!
3. Can China Merchants Bank handle the vehicle mortgage loan?
At present, China Merchants Bank cannot handle vehicle mortgage loans, but only supports real estate mortgage loans, and the quota can only be used for company operations. If you want to apply for a vehicle mortgage loan, you need to consult the bank staff or apply for a consumer credit loan, without guarantee and mortgage.
Need to be reminded that applying for a loan from China Merchants Bank requires a good personal credit report and super economic strength, preferably a high-quality customer of China Merchants Bank, in order to ensure the smooth passage of the loan.
4. Can China Merchants Bank handle the vehicle mortgage loan?
At present, China Merchants Bank cannot apply for vehicle mortgage loans, but only supports real estate mortgage loans, and the quota can only be used for company operations. If you want to apply for a vehicle mortgage loan, you need to consult the bank staff or apply for a consumer credit loan, and there is no need for guarantee and mortgage.
Need to be reminded that applying for a loan from China Merchants Bank requires a good personal credit report and super economic strength, preferably a high-quality customer of China Merchants Bank, in order to ensure the smooth passage of the loan.