How can I borrow a car loan without parking in Guangzhou?
Car loan is a kind of loan for car owners, but if customers leave their cars in the company, they are very uncomfortable. After all, they have been driving. The company is considerate of your customers. After installing a GPS in their car, customers can drive their car at will, that is, they can uninstall the GPS after the customers settle down. Guangzhou car-free loan is also called Guangzhou car-free loan.
How much is the interest on non-car loans in Guangzhou?
Now the company loan interest is divided into two kinds of repayment interest:
1 Interest is "equal principal and interest", and the interest is 2 minutes and 38(2.38%).
Equal principal and interest-equal principal and interest every month! For example, if you borrow 65,438+000,000 yuan for five months, then the principal to be repaid every month is 65,438+00000/5 = 20,000 yuan, and 20,000 yuan is your monthly principal.
Interest: 100000*2.38%=2380 yuan,
Monthly repayment amount = principal+interest: 2000+238=22380 (RMB).
The second type, "interest first, then principal", has an interest of 3.5 (3.5%).
Pay the interest first, then the principal-only pay the interest every month, not the principal, and pay the principal in the last month (the month when you stop lending). For example, if you borrow 10000 yuan for five months, only the interest = 10000*3.5%=3500 yuan each month, and the principal 100000 yuan will not be returned to the company until the fifth month.
Is there a handling fee for Guangzhou non-parking loan?
1. Apply for a car loan.
2. Evaluate non-mortgage cars.
3. Interview, contract signing and mortgage registration.
4. Loans received
Our company is a regular company, there is no handling fee, only interest. The company's rules and regulations comply with national laws and regulations. The company provides convenient charity activities while meeting the capital needs of customers, which is well received by the broad masses in the industry!
What information do you need to apply for a car loan in Guangzhou?
1. Vehicle driver's license in my name,
2. The vehicle registration certificate in my name,
3. Customer's ID card,
3. Vehicle compulsory insurance, commercial insurance policy and spare key
4. Some supplementary information, such as: running salary card or a copy of business license.
What are the advantages of Guangzhou non-stop loan?
1. You can borrow it at any time and return it at any time;
2. The loan term is flexible, and the term is decided by the customer;
3. The loan is fast and arrives on the same day;
4. No handling fee and no liquidated damages;
5. There is no repayment pressure after interest, which is especially suitable for customers and friends with short-term capital turnover;
6. Calculate the interest as much as you borrow and pay it back at any time. After repayment, interest can be calculated according to the remaining unpaid principal;
7. Very human, etc.
Are there any other fees for non-parking loans in Guangzhou?
There is no other fee for car loan except 290 yuan. Since the company launched the car loan, it has accumulated 1 billion, which is the leader in the car loan industry and P2P industry at present, and the handling fee is also the cheapest. At present, every industry has a GPS fee, and our company is the first to waive this fee, and it is also the most competitive and advantageous company in the car loan industry.
Why do you need a spare key for car loan?
The company provides loans without stopping, and there is no need to put a spare key. After the customer left, the overdue phone couldn't get through. After finding the customer's car through the GPS installed by the company, the company needs to spend a certain fee to tow the car back to the company. It would be much more convenient if the customer's spare key was in the company. I also hope that the owner can understand!
How much can I borrow without a car loan in Guangzhou?
Regarding the loan amount, it mainly depends on the car price, the service life of the car and whether the car has had an accident. The general loan amount is 89% of the used car market. However, our company has increased the vehicle quota, which can directly increase the quota of 30,000 to 50,000 for Guangzhou locals without any information, and can also increase the quota for customers with better qualifications. If you provide auxiliary materials for the store, you can also add them, and the amount ranges from 20,000 to 65,438+10,000!