China Merchants Bank's "personal consumption credit loan" can only be used for personal consumption purposes (including car purchase, decoration, educational materials, bulk consumption shopping, tourism, etc. ), proof of use is required when applying. Because you don't need collateral, the review is relatively strict. You need to submit relevant materials to the local personal loan department of China Merchants Bank for application, and it can only be determined after comprehensive examination and approval by outlets.

If there is China Merchants Bank in your city, you can try to apply through China Merchants Bank outlets. For the required conditions and application materials, please call the customer service hotline of China Merchants Bank at 8:30- 18:00, and select "2 manual service-"1"personal banking business-"4 "personal loan business to enter the manual service, so as to provide detailed information on the loan purpose and city.