1 Prepare all materials, such as husband and wife ID cards, household registration books, marriage certificates, real estate licenses, house purchase contracts or invoices.

Bank statement of personal account in the last six months

Apply for a loan from the bank and fill out the loan application form.

The bank will check your information and verify your information by phone.

The bank agrees to lend money, and you and the people from the bank go to the Housing Authority for mortgage registration.

Banks lend money with other warrants.

If it is a company loan, you can also provide company materials.