First of all, the National Bank doesn't make low-level loans. Generally, the minimum loan amount is 50,000, so if you don't think it's troublesome, just borrow it from other friends. If you have to borrow money, you can get a small loan from a credit cooperative or postal savings, as long as there is a mortgage. As for whether the van can be mortgaged, it depends on whether your car is insured and whether the relevant documents are complete!