at present, for the safety of the transaction, under normal circumstances, the deposit does not exceed 1 million and 2% of the total house price (the house is unsecured or only mortgaged by one bank). In this case, the deposit does not exceed 5, and 2% of the total house price. As for the down payment ratio, it is stipulated by the National Housing Construction Committee. The first set of ordinary houses can be loaned by 65% and the second set by 4%. Non-ordinary houses can be loaned 6% for the first home purchase and 2% for the second home purchase.