According to the information on the Internet, the daily interest rate of Meituan's loan is 0.05%, which means that the loan is 1 0,000 yuan, and the daily interest is 5 yuan. If the daily interest rate of 0.05% is converted into annual interest rate, 0.05% multiplied by 360 is equal to 18%, and the interest is within the legal scope. Interest is the use fee of money in a certain period of time, and it refers to the reward that money holders (creditors) get from borrowers (debtors) for lending money or monetary capital. Including deposit interest, loan interest and interest generated by various bonds. Under the capitalist system, the source of interest is the surplus value created by hired workers.