When the owner finds that the amount of car loan is more than the actual loan, he should go to the agent or bank to ask for details in time. Check whether there is any problem with the loan amount issued by the bank. If the bank issues a lot of loans, it is good to handle the feedback from the bank. However, if the agent has borrowed more, it is necessary to negotiate with the agent.
When someone asks who overcharged the car loan principal and how to deal with it, you can actually call 123 15 to report the car loan company, or you can complete the report on the official platform report page of 123 15, and fill in the information such as the report object, informant and business information. In addition, it should be noted that the car loan that only takes money without taking the car is fraudulent and will be held accountable. The money from the car loan cannot be used for other consumption.
If it is determined that the principal is overpaid, consumers should also have the courage to take legal weapons to safeguard their own interests and not choose to suffer losses. Even if a contract is signed, you can choose to call the police without knowing it or being cheated.
When handling loan business, consumers should pay close attention to the contents of the contract and other matters, and choose dealers or other loan agencies with better qualifications. If they are infringed, they can seek legal help.
Standards for filing auto loan fraud cases
The filing standard of car loan fraud cases shall be determined by the public security organs according to the specific circumstances. Those who meet the conditions for filing a criminal case shall file a case for investigation and evidence collection, and shall be investigated for criminal responsibility. Recover the stolen money and return it to the victim.
Relevant laws and regulations
Article 266 of the Criminal Law: whoever defrauds a large amount of public or private property shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated.