Currently, provident funds within the same province are interchangeable. Provident fund loans across provinces are currently supported by only four cities in the country, namely Wuhan, Nanchang, Hefei, and Changsha. For details, please call the local provident fund management center. The application for provident fund loans in different places points out that in the future, employees can apply for provident fund loans by paying continuously for 6 months, and provident funds will be mutually recognized in different places.

Off-site Provident Fund

Other provident fund loans should be handled according to the following process:

1. The Loan City Provident Fund Center accepts employees’ consultation on off-site loan business and informs them all at once Required review materials for loans;

2. The employee himself or his client applies to the city provident fund deposit center. The city provident fund deposit center verifies the employee's loan deposit status based on the employee's application. For unused loans, Employees who have paid housing provident fund personal housing loans or first-time housing provident fund personal housing loans must issue a "Certificate of Housing Provident Fund Payment and Use for Employees with Off-site Loans";

3. Loan City Provident Fund Center accepts off-site loans for employees After application, verify the authenticity and completeness of the information in the "Certificate of Payment, Deposit and Use of Housing Provident Fund for Employees in Other Places" with the City Provident Fund Payment and Deposit Center;

4. If the verification is correct, the loan review and approval procedures should be completed within the prescribed time limit. , and feedback the results to the city provident fund center. The urban provident fund deposit center identifies employees' off-site loans and establishes a detailed account of employees' off-site loans.

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