1. Staff of state administrative organs at all levels in major towns of China except ground staff;

2. Not retired due to credit and the actual age is no more than 55 years old (male is no more than 60 years old);

3. Have the ability to repay the loan principal and interest on schedule;

4. Having a fixed residence, permanent residence or valid residence certificate at the place where the lender is located;

5. Personal credit status is good;

6. Other conditions stipulated by the Cooperation Organization.

Small secured loans have a clear division of labor, and the labor department accepts the application, then the guarantee institution confirms the guarantee, and finally the bank applies for the loan. "If entrepreneurs want to apply, they can consult the local labor department. At present, individuals pay interest first, then financial subsidies, or financial interest subsidies in advance. The relevant plan has not yet been determined, but the financial interest subsidies are affirmative. "

Extended data:

Commercial characteristics

1. The loan procedure is "simple"

You can apply for a loan with personal credit and unit certificate!

2. Loan interest rate "preferential":

Civil servants with good personal qualifications and good health can enjoy preferential interest rates!

3. The loan amount is "high"

The maximum loan is300,000!

4. The loan term is "long"

The longest loan is 48 months.

Baidu encyclopedia-civil servant credit loan