1. First of all, look at the balance in the provident fund account, the balance after paying off the loan, initially calculate the repayment difference, and prepare enough cash.

2. Then the borrower goes to the housing provident fund management center to get the application materials and application forms for prepayment.

3. Find the accountant in charge of the company, fill in the application materials, and press the company seal, the seal of the highest responsible person and the seal of the accountant in charge.

4. Submit the information to the Housing Provident Fund Management Office, go through the formalities of withdrawing the provident fund after being approved by the staff, and receive the notice of withdrawing the provident fund.

5. With the notice of withdrawal of provident fund issued by the Housing Provident Fund Management Office, go to the loan bank for repayment procedures.

The information required for handling the provident fund is as follows:

1. identification: valid identification of the applicant, such as ID card and passport, is required;

2. Household registration book or residence certificate: a household registration book or residence certificate is required to prove that the applicant has legal residence status in the local area;

3. Work certificate: it is necessary to provide certificates of relevant work units, such as employment contracts and work certificates;

4. Bank card: you need to provide a bank card bound to the provident fund account to access the provident fund;

5. Provident Fund Application Form: You need to fill in the provident fund application form, including personal information, work information and provident fund account number.

To sum up, in the process of handling, you should carefully read the relevant policies and regulations to ensure that you meet the requirements and apply and operate as required. At the same time, it is necessary to ensure that there is enough balance in the provident fund account for repayment, so as to avoid affecting the repayment progress due to insufficient account balance.

Legal basis:

Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund

Article 26

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Article 27

Applicants who apply for housing provident fund loans shall provide guarantees.