In this case, it is generally impossible to enter the formal loan procedure, and I need to sign it myself for confirmation. Car mortgage: After the car mortgage registration, you need to put the car in the range set by the lending institution, and you can't use the car any more. The loan amount is higher than that of non-parking mode, the interest rate is lower than that of non-parking mode, and the loan period is longer than that of non-parking mode, so GPS is not needed. Who doesn't mortgage the car: You only need to go through the relevant formalities of mortgage the car, and you can continue to use the car after handling the loan. It is necessary to install GPS in the car, and the installation fee shall be borne by the borrower. In the former, interest rates, loans and loans have no advantages. Extended data:

Precautions:

1, most cars are mortgaged with a mortgage card instead of a car. That is to say, as long as you mortgage the relevant documents of your car to a lending institution, you can get a loan, and the car can be used as usual after installing GPS. Therefore, before making a mortgage, we must first understand whether the car mortgage has a mortgage, and try to avoid the institutions that want to mortgage the car;

For short-term turnover. If you need a long-term loan, it is not suitable.

3. Because automobile mortgage often leads to higher expenses, if you choose a long-term vehicle mortgage loan, you can repay it in advance.

4. When choosing institutions, borrowers should try to choose formal lending institutions. Such as banks and small loan companies in industrial and commercial registration. Only on this basis can we truly protect our legitimate rights and interests, and once it comes into being, the law can solve it.

2. Can the vehicle registration certificate be mortgaged?

Yes, the vehicle mortgage registration procedure means that only the registration certificate is mortgaged, the rest is not mortgaged, and the vehicle is still used by the owner. This is a way of vehicle mortgage loan, which is called no mortgage. Specifically, the relevant certificate of the vehicle is used as collateral to go to the vehicle management office for vehicle mortgage registration, and it is not necessary to mortgage the vehicle to a third party or a car loan company.

The mortgage process of vehicle registration certificate is:

1. The lending institution receives the information provided by the applicant;

2. Visit the applicant's home, investigate and estimate the vehicle value;

3. The lending institution initially sets the loan amount;

4. Handling entrustment notarization and loan notarization;

5. The lending institution accepts the relevant documents of the applicant;

6. Go through the mortgage registration formalities;

7. loans.

Article 22 of the Regulations on Motor Vehicle Registration clearly stipulates: "If the owner of a motor vehicle mortgages with a motor vehicle, he shall apply for mortgage registration at the vehicle management office at the place of registration, hold the motor vehicle registration certificate and the identity certificate of the mortgagee and mortgagor, fill out the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration, affix the official seal of the unit, and go to the relevant window for handling.

Conditions and materials required for applying for services in automobile mortgage:

1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle;

2, living and working in the city for a long time, to carry out business occupation and economic income;

3, motor vehicle registration certificate, driving license, purchase tax certificate, car purchase invoice;

4. Insurance policy, travel tax and relevant tax payment certificates for imported vehicles;

5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers);

6. Other documents required by the Cooperation Organization.

3. Someone else has a copy of my vehicle registration certificate, driving license and ID card. ...

1, which is generally not enough; 2. General loans must be handled in person; So, don't worry too much.

4. Can someone else take my vehicle registration certificate as collateral?

Hello! Others can't take your motor vehicle registration certificate as collateral. If you want to apply for a mortgage, you must first provide your own information to the bank, including ID card, driving license, motor vehicle registration certificate, car purchase contract, etc. The mortgage can only be made after the bank has reviewed it. If others can use your motor vehicle registration certificate as collateral, the safety of your car is not guaranteed.