The interest rate of Jingzhou first home loan is as follows:

(1) Commercial mortgage: the loan term is within 1 year (inclusive), the interest rate is 4.35%, the loan term is within 1 year to 5 years (inclusive), the interest rate is 4.75%, the loan term is more than 5 years, and the interest rate is 4.9%.

(2) Personal housing provident fund mortgage: the loan term is less than 5 years (inclusive), the interest rate is 2.75%, the loan term is more than 5 years, and the interest rate is 3.25%.

As can be seen from the above data, the interest rate of personal housing provident fund mortgage is lower than that of commercial mortgage, which also encourages people from all walks of life to actively participate in social insurance and use provident fund for loans. The actual mortgage interest rate of the first suite is subject to the results of bank audit, in which the benchmark interest rate must be strictly implemented for provident fund mortgage, and it cannot fluctuate up and down.