If the loan contract signed by the consumer and the financial institution at the time of car purchase does not stipulate the interest on the prepayment, then the consumer does not need to pay.

In some cases, automobile manufacturers or financial institutions will offer some preferential activities, such as zero interest rate or low-interest loans. These activities may reduce the interest burden of consumers, or even cancel interest in advance. At this point, consumers can enjoy lower car purchase cost when buying a car, so they can not give interest in advance.