In addition to withdrawing the balance of the provident fund, with the introduction of the new provident fund policy, the deduction of the provident fund can also appropriately reduce the expenditure of loan interest and reduce the repayment pressure. Portfolio loans and provident fund loans can be deducted from the provident fund, and the balance can be used to repay the loan; Among them, the balance can be used to repay both the provident fund loan part and the commercial loan part of the combined loan, but only one of them can be selected, but not at the same time; If you choose to deduct the provident fund and the natural commercial loan, you can only repay in cash. Repayment with entrusted deduction: (1) monthly deduction repayment; (2) Deduction and repayment year by year-reducing monthly payment; Deduct repayment year by year-shorten the term. The borrower and his spouse must choose the same entrusted deduction method to repay the loan.