202 1 Changes in Hefei's New Housing Policy
Hefei Municipal People's Government issued the "Eight New Policies" for real estate, the main contents of which include: steadily increasing the supply of residential land, implementing the school year system policy of complete housing in urban school districts, deepening the measures of housing purchase restriction, implementing the policy of "lottery+sales restriction" for hot real estate in urban areas, strictly controlling the price of commercial housing, strengthening the prudent management of housing loans, increasing the construction of rental housing, and severely cracking down on all kinds of chaos in the real estate market. And it is clear that no less than 30% of the housing is used for just buying a house. The notice will take effect on April 6. The following are eight interpretations of Hefei's new house purchase policy:
1. Stabilize the supply of residential land.
The "Notice" pointed out that the supply of residential land should be steadily increased. In 202 1 year, Hefei will increase 10% on the basis of the average supply of residential land in recent years, ensuring that the city is not less than 9000 mu, and the single-row rental housing land is 900 mu. Timely, accurate and comprehensive disclosure of residential land information. Strengthen the supervision of the performance of existing residential land, and strictly investigate the liability for breach of contract for those who fail to fulfill their contractual obligations.
2. Implement the policy of enrollment period of complete sets of housing in urban school districts.
On the basis of implementing the current compulsory education enrollment policy in our city, except for multiple births and two children who meet the requirements of laws and regulations, you can only enjoy the primary school 1 degree and junior high school 1 degree in the school district within six years.
3. Deepen housing purchase restriction measures
The "Notice" clarifies that for households with two or more houses in urban areas, the purchase of second-hand houses in Binhu New District, Government Cultural New District, High-tech Industrial Development Zone and other designated school districts will be suspended. Suspension of the sale of newly built commercial housing and second-hand housing within the urban area to legal persons and unincorporated organizations (except for approved talent apartments and key investment projects). Anyone who obtains commercial housing within the urban area through judicial auction or public auction of bidding center shall conform to the housing purchase restriction policy of this Municipality and set it as auction conditions.
4. Implement the policy of "Shake the number+restrict sales" for urban hot real estate.
The "Notice" also proposes to strengthen the supervision of housing information disclosure. All hot-spot buildings with the ratio of registered buyers to saleable houses greater than (including) 1.5 will be sold by lottery, notarized by notary agencies, and subject to the supervision of the Municipal Housing Security and Real Estate Administration, the Municipal Natural Resources and Planning Bureau, the Municipal Bureau of Justice and the Municipal Market Supervision Administration.
It is worth mentioning that the New Deal also made it clear that real estate development enterprises should provide no less than 30% of the houses they just need to buy when selling commercial houses by notarization and lottery. The house purchased by Yaohao shall not be listed and traded within 3 years from the date of obtaining the certificate of immovable property rights.
5. Strictly control the price of commodity housing.
In order to strictly control the price of commercial housing, the Opinions also proposed that the newly acquired residential land should be controlled by the average price of housing projects, and the average price of commercial housing filing should not exceed the predicted average price before land transfer; Strictly control the construction valuation area, and the underground part that is not included in the volume ratio calculation shall not be sold as the housing area; Reasonably determine the floor price difference. In principle, the price difference of the same apartment in the same building should be controlled within 10%.
6. Strengthen the prudent management of housing loans.
At the same time, we will strengthen the review of the source of down payment funds, the minimum down payment ratio, the proportion of debt service income and loan qualifications for individual housing loans, and seriously investigate and deal with the behavior of operating loans and mortgage loans flowing into the real estate market. Strictly implement the management requirements of real estate loan concentration, and the ratio of real estate loans to individual housing loans of corporate financial institutions shall not exceed the upper limit stipulated by the People's Bank of China and the China Banking Regulatory Commission.
7. Increase the construction of rental housing.
On the basis of nearly10.7 million sets of affordable rental housing, Hefei will continue to make full use of national support policies, deepen the pilot work of housing rental market development, and increase the supply of rental housing through multiple channels. In 20021year, we will strive to add more than 20,000 sets of affordable rental housing, and strive to solve the housing problem of new citizens and young people.
8. Severely crack down on all kinds of chaos in the real estate market.
It is forbidden to increase the price of real estate sales in any form. Real estate development enterprises shall not charge or entrust a third party to charge any fees other than the house price, such as group purchase fees, consulting service fees, information fees, etc. , shall not be tied to tying parking spaces, storage rooms, commissioned decoration and other ways to increase prices or disguised price increases. If a real estate brokerage agency sells newly-built commercial housing as an agent, it is forbidden to collect any fees other than the purchase price from the purchaser or the purchaser through a third party, except charging reasonable commission to the real estate development enterprise. It is strictly forbidden to incite house prices to rise, exaggerate market panic, drive up house prices and maliciously speculate on the market through the Internet and the media.
202 1 what are the requirements for buying a house in Hefei?
In order to standardize the sales behavior of new commercial housing in our city, put an end to speculation and protect the legitimate rights and interests of buyers, the Notice clarifies that the supervision of housing information disclosure should be strengthened. From April 6, 20021year, hot-spot buildings with the ratio of registered buyers to saleable houses greater than or equal to 1.5 shall be sold by lottery and notarized by development enterprises. When selling commercial housing by notarization and lottery, the development enterprise shall provide not less than 30% of the newly purchased housing. The house purchased by Yaohao shall not be listed and traded within 3 years from the date of obtaining the certificate of immovable property rights.
The implementation of house selection by lottery: the first step is to lottery the qualification of house selection. First of all, just-needed buyers will shake the number of house selection qualifications, and then ordinary buyers will shake the number of house selection qualifications. If you just need buyers to fail in this category, you can participate in the qualification lottery for ordinary buyers. The second step is to shake the number according to the order of house selection. Buyers who have obtained the qualification to choose a house shake the number according to the order of choosing a house, and choose a house in turn. The registered purchaser, the lottery purchaser and the contract signer shall be consistent and shall not be changed. The specific lottery method shall be stipulated separately.
Just need to buy a house must meet the following conditions: (1) registered buyers meet the housing purchase restriction policy of our city; (two) registered buyers and their family members have no own property housing in the urban area, and there is no housing transfer record before the date of intention registration; (3) Proof of continuous payment of personal income tax or social insurance for more than 2 years in cities and towns within 3 years before the date of registration for purchasing houses; (4) The registered purchaser is under 35 years old on the date of registration.
The above is about the changes of the new housing policy in 20021Hefei, and what conditions are needed to buy a house in 202 1 Hefei. The new policy of buying houses in Hefei severely cracked down on the chaos of real estate, standardized the sales behavior of commercial housing and prevented real estate speculation. It has brought benefits to more buyers who just need it.