1, point payment: users can use points to deduct the amount of orders paid by designated merchants.
2. Payment in electronic certificate: You can use the serial number and password of electronic certificate issued by ICBC for consumption;
3. Online banking payment: Online banking payment refers to the way that users open online banking of Industrial and Commercial Bank of China and use security authentication media such as U shield, password device and password card to make payment.
4. Easy Loan/installment: When the consumption amount of the designated merchant of Ronge Purchase is not lower than that of 600 yuan and meets the relevant conditions of ICBC, users can apply for RMB credit consumption loan-Easy Loan for this consumption purpose.
5. ICBC e-payment: Users only need to use "mobile phone number+last six digits of bank account number (or account alias)+mobile phone dynamic password" for verification and signature. As long as they have a mobile phone with a reserved number in their hands, they can pay for small online shopping without a U shield and password card.
6. Flash purchase: users can use preset shopping and payment templates to make purchases. Flash shopping can save time and improve shopping efficiency! The payment security of flash purchase has not been reduced, which is consistent with the security level of ICBC and protected by controls.
7. Inter-bank payment: Users who don't have ICBC cards can use UnionPay cards issued by other banks to make shopping payment in Rong E Mall when choosing to pay for goods in shops that support multi-line payment.
8. Merchant staging: At present, the widely used staging functions are mainly customer staging and merchant staging. The former is the settlement fee between banks and customers, and the latter is the settlement fee between banks and merchants. They all complete the transaction by freezing the available credit card amount (the total order amount). Customer installment (that is, installment payment) requires customers to bear the installment payment fee; If the merchant is in stages, all the handling fees will be borne by the merchant.