China Merchants Bank Consumer Easy is an interest-free business launched by China Merchants Bank in the face of old customers. As long as the customer obtains the revolving credit line, he can apply for the opening of "Consumer Easy" and get the interest-free line for up to 50 days within the total loan amount. Within this limit, the borrower will not pay the interest generated.
Second, the handling requirements
1, the applicant is 18 to 58 years old;
2. The borrower obtains a revolving credit line at China Merchants Bank;
Remarks: How to obtain revolving credit line:
1. Customers who apply for mortgage in China Merchants Bank. For customers who have made mortgage loans at China Merchants Bank, the amount is the repaid principal amount.
② Customers who provide collateral. The bank will determine the total credit line according to the collateral evaluation, and then divide a part of the credit line for directional payment.
Third, the treatment process
1. The borrower obtains a revolving credit line at China Merchants Bank;
2. Apply to China Merchants Bank for easy consumption;
3. The staff of China Merchants Bank accepts the application, and at the same time investigates the borrower and reviews the application materials;
4. After the materials are approved, the borrower obtains the interest-free quota;
5. Within the interest-free limit, the borrower can enjoy an interest-free limit of up to 50 days.
Please note that when filling out the application form:
1, individuals only need to bring the original ID card to the outlet of China Merchants Bank to fill out the Application Form for Easy Consumption Function of China Merchants Bank.
2. If there are multiple credit applicants for revolving credit, all the credit applicants must jointly apply for and sign the Easy Consumer Agreement of China Merchants Bank to enable the Easy Consumer function.
Attached:
Materials to be prepared during handling are:
1, ID card, household registration book and divorce certificate of both husband and wife.
2. Single (single certificate, divorce certificate, divorce agreement or court judgment), and single person should also indicate "unmarried", "divorced" and "widowed" in the household registration book.
3. Property certificate, income certificate and financial certificate.
(1), personal financial resources to prove the bank flow in the past three months, etc. ;
(2) The company as a legal person needs to provide business license, organization code certificate, tax registration certificate, the bank flow of the company in the last three months and the bank flow in the name of the individual.